Life insurance - degree of honesty?

Life insurance - degree of honesty?

I am 66, wife is 62. I am semi-retired. I have $300,000 on myself from carry-over group policy from the company I retired from - I am keeping it for purposes 'retirement' funds for her when I am gone. However, her company associated group insurance ceases when she turns 65, 3 yrs from now. It is Only $25,000 ...all that was allowed for her. It would cover burial expenses if she goes before me. I would 'like' to find new insurance (in addition to this that she has) that is 50 - 75 thousand more - for my own retirement funds. I am not looking for new insurance for myself, unless somehow I could find some that was a lot cheaper - which is doubtful. As long as I pay the premiums, my coverage never stops.

 

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I am 66, wife is 62. I am semi-retired. I have $300,000 on myself from carry-over group policy from the company I retired from - I am keeping it for purposes 'retirement' funds for her when I am gone. However, her company associated group insurance ceases when she turns 65, 3 yrs from now. It is Only $25,000 ...all that was allowed for her. It would cover burial expenses if she goes before me. I would 'like' to find new insurance (in addition to this that she has) that is 50 - 75 thousand more - for my own retirement funds. I am not looking for new insurance for myself, unless somehow I could find some that was a lot cheaper - which is doubtful. As long as I pay the premiums, my coverage never stops.

 

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I am 34 years old. My mom is in her late 60's and in good health. Can I get a life insurance policy on her and collect on it when she passes? I can't imagine this being so - how could insurance companies stay in business if it were this easy? The monthly rates that I'm seeing seem to good to be true - I'd be stupid to not do it. I'm thinking I must be missing something. Is life insurance only for accidental death? Thank you.

 

Life insurance - degree of honesty?

I am 66, wife is 62. I am semi-retired. I have $300,000 on myself from carry-over group policy from the company I retired from - I am keeping it for purposes 'retirement' funds for her when I am gone. However, her company associated group insurance ceases when she turns 65, 3 yrs from now. It is Only $25,000 ...all that was allowed for her. It would cover burial expenses if she goes before me. I would 'like' to find new insurance (in addition to this that she has) that is 50 - 75 thousand more - for my own retirement funds. I am not looking for new insurance for myself, unless somehow I could find some that was a lot cheaper - which is doubtful. As long as I pay the premiums, my coverage never stops.

 

Small business insurance?

This is for hw, any info would be helpful I'm opening a salon in hollywood california. (5,000 square feet) How much would I pay in insurance a year? what kind of insurance would i need? Example: i think i would need product liability insurance, professional liability insurance, there are so many different kinds! Which one/ones should I use? and how much would it be? I've been googling and researching for a long time if you can help thank you!!

 

 

What is the cheapest insurance company for a 17 year old male, fully comp on a 1-1.2L vehicle?

Looking around for cars and I want to know where is the cheapest, so far it is 3800 cheapest anywhere. If you have insured a car at that age can you let me know what you paid and who with? Tips on getting it lower?

 

 

What are your opinions on insurance companies?

hello there.... I need to know what do you guys think about insurance companies.... thanx in advance :) P.S:- it is a school project

 

 

Am I paying a reasonable amount for car insurance?

I am 21 listed under my parents insurance with Progressive. I got my license at 16, and have no tickets, but one accident that was a no-fault to me. I am currently paying 120 dollars. ...show more

 

 

Health insurance cost?

In June of 08 my fiance and I are getting married in IL. I will be just out of school and looking for a full-time teaching job. My soon to be husband graduated 2 years ago and found a part-time music job, but the school eliminated all the part-time positions. He is now subbing and teaching percussion lessons every week. We both will have to pay for insurance until we both get full-time jobs. What is a normal cost to pay per month. If I was to average $150.00 a month is that to little or to much for the two of us. I will be 22 almost 23 and he will be 25. I know he has insurance, but it only covers things that will cost over $8,000 and everything else he pays for out of pocket like shots and etc. It would be nice to have a better plan. He has a screwed up back and some other issues with his body hurting from time to time and blue cross and blue sheild rejected his application. So, it was hard for him to find a company to insure him. Thanks!

 

 

What insurance rates do u all pay?

Just wondered what u all pay as i pay alot so does anyone else. Age -20 Sex -Male Car -Focus 2.0litre No mods Convictions-16 Month ban 3 years ago 1500 Anually

 

 

How much is good car insurance for a uk driver?

I'd like to know what the average monthly payment is for reasonable car insurance, to see if the quotes I'm getting are reasonable. This is for a UK driver with more than 15yrs driving experience. Also, what would be a reasonable amount if you added a newly qualified driver as a secondary driver to that. The car is a 2006 Ford Galaxy. I know it all depends with the other extras etc, but I just want to get a rough idea what is the average monthly insurance that would be reasonable to expect.

 

 

If you buy a refurbished phone from at&t, can you get insurance on it?

I am wanting to get the black blackjack II, and I was also wondering if it would be worth it to get insurance, since its only $60.

 

 

My company offers health insurance but its a dumb plan?

well they dont have like a set insurace. They have this guy who sells insurance policies and he signed me up for one but it sucks. I have like this $5000 deductible and they are real strick and what not. My job pays 50% and I pay the other. My boss said I am allowed to find a different insurance if I want and they will still pay 50%. I would like one that doesnt have a deductible and like offers dental also. Any ideas? Thank you.

 

 

Will my car insurance go up if this happens?

In NY, if you are under 18 and drive past 9pm you can have your license revoked for 90 days. If you are under 18 and drive past 9pm, get your license revoked, will it drive up the cost of insurance? I have State Farm insurance.

 

 

Is $600/year normal price for insurance if the car is 10 years old?

My BMW Z3 is 1999 and I'm paying $600 a year for insurance in MD. Does anybody know why is it so high for such an old car? The car is now worth approximately $5000. Our other car is 2006 SUV and the insurance is cheaper. Why is that?

 

 

What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?

What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?

 

 

Has anyone heard of this company Affordable Health & Benefits, LLC.?

I'm looking to get health, dental, and vision insurance. I looked online at a couple sites and found this one. It looks really good but I'm a little worried it might be a scam ...show more

 

 

How much will full coverage insurance cost if i start to lease a infiniti ex35?

im 20 years old

 

 

Car that has cheap insurance and high MPG?

of course, needs to be cheap, or needs to have cheap payments.... I am a student and a mother, so can't be tiny... I am at a total lost. Thanks :)

 

 

What v8 is cheap on insurance for an 18 year old?

I'm an 18 year old guy on my parents' insurance and I have a 2003 Mitsubishi lancer that's probably not going to last me that long so I am looking for another car. I would like a v8 because I like the sound and I want descent performance but I don't want it to be too much on insurance. I was thinking about a Lincoln ls v8. Does anyone have any other ideas? Thanks.

 

 

How much does car insurance cost a month?

for a 20 year old university student who's low risk

 

 

Will my Insurance go up because this is my second speeding ticket?

Just got another speeding ticket going 50 in a 35...It's 125 dollar ticket..Do you think my insurance will go up?

 

 

Insurance pre-existing injury?

I took the ACL surgery, I had the insurance but I paid 100% because it was pre-existing. My question is: if 6 months later , I play soccer, still have that insurance and get my ACL torn again, Will the insurance company consider it as a new injury and pay for the surgery, because it is completely healed after 6mos, OR they won't because the injury is on the same knee and I still have to pay 100% of the surgery. Thank you very much.

 

 

Car insurance question?

I have a question, and I am not sure if this question is applicable to this email, but I guess it's worth the shot. First off a little background, I am 18, but I don't have my name listed under my parents' car insurance, I got into an accident upon receiving a 1st offense citation for following too closely. My court date isn't until a month later and because of the accident my parents want to put my name under, but at the same time they would like to change insurance companys, are they allowed to change insurances and put my name under before the court is settled or do we have to wait until the court is settled? All I know is that All I have to do is pay the fine, but won't allow me and require me at court.

 

 

Is unemployment insurance income taxable in California?

I just lost my job and signed up for unemployment in California. The paperwork asks if I'd like Federal taxes withheld but doesn't say anything about witholding state income taxes. Is unemployment taxable in California? When I was on unemployment in other states, it was. Thanks

 

 

Car insurance for a 15 soon to be 16 year old?

so i am looking at getting my first car and so i need to be thinking about car insurance and my grade point average is like 2 something. i have american family. any ideas what their rates would be.??

 

 

Do i need insurance?

If my mom has geico insurance and im 15 and just got my permit do i need to be on her insurance. Insurance is requiered in oregon but i dont know if teens need it?

 

 

Question about State Health Insurance and marriage in Connecticut?

I am 20 years old and 10 weeks pregnant with my fiance's child. The only reason we didn't get married a while ago is because of health insurance. He's covered on his father's plan until he's 26 IF he doesn't marry. Well, now that I'm pregnant, I was told if we aren't married, the state will come after him for child support- not to mention that I want to marry him, anyway. We've been engaged for a year and a half. I have state insurance, and everything with the pregnancy is covered, but what happens if we get married? He'll lose his insurance. Is there a state insurance plan for the entire family in CT? A plan that he can be covered on once we are married?

 

 

Affordable Student Health Insurance if I can't be on my parent's plan?

My parents are Japanese citizens in living in Japan and the insurance I currently am in with them obviously won't cover me in the U.S. I am going to be a college freshman and wonder if anyone knows any affordable student health insurance plans/companies. The plan provided at my school is a bit pricey and needs me to pay it all at once in the beginning which I can't do. Any affordable and numerous-payment-planned insurances?

 

Life insurance - degree of honesty?

I am 66, wife is 62. I am semi-retired. I have $300,000 on myself from carry-over group policy from the company I retired from - I am keeping it for purposes 'retirement' funds for her when I am gone. However, her company associated group insurance ceases when she turns 65, 3 yrs from now. It is Only $25,000 ...all that was allowed for her. It would cover burial expenses if she goes before me. I would 'like' to find new insurance (in addition to this that she has) that is 50 - 75 thousand more - for my own retirement funds. I am not looking for new insurance for myself, unless somehow I could find some that was a lot cheaper - which is doubtful. As long as I pay the premiums, my coverage never stops.

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